Reference

How o4xr Handles Your Personal Data

At o4xr, your personal data belongs to you — we collect only what is necessary to operate your account, process deposits via UPI, Paytm and PhonePe, and keep…

No unnecessary data collectionUPI & Paytm transaction privacyYour right to access your dataData retained only as long as requiredSecure account storage

Browse Lobby Read FAQ

What This Policy Covers and Why

o4xr Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

This policy applies to every interaction you have with o4xr through o4xr.net — including account creation, deposits made through UPI, Paytm or PhonePe, browsing the lobby, and contacting our support team. We operate subject to applicable Indian data protection law, and access to our services depends

1
on whether local law in your state or region permits it. We do not sell, lease or trade your personal data to third parties for marketing. Where we share data — for example with payment processors handling your PhonePe or Google Pay transaction — it is
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limited strictly to what that processor needs to complete the transfer. Your data is stored on secured servers and access is restricted to authorised personnel only.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

PRIVACY CONTACT PATHS

Reach Us About Your Privacy Rights

If you have a question about this policy, wish to access the data we hold about you, or want to request a correction or deletion, our…

DATA HANDLING PRACTICES

Six Ways We Protect Your Account Data

We have built our data practices around clarity and minimal collection. Each of the six areas below covers a specific part of how we handle, store and protect the information tied to…

Data We Actually Collect

We collect your name, email address, date of birth, contact number and payment references — for example your UPI ID or Paytm mobile number — only to operate your account and process withdrawals accurately. Nothing beyond that.

Cookies and Tracking

Our site uses session cookies to keep you logged in and analytics cookies to understand how pages load on mobile devices. You can disable non-essential cookies through your browser settings at any time without losing core account functions.

Account Security Measures

We encrypt all data in transit using TLS and store passwords in hashed form — we never see your raw password. Two-step verification is available on your account settings page and we strongly encourage you to enable it.

How Long We Keep Your Data

We retain account data for as long as your account remains active and for the period required by applicable Indian financial regulation after closure. Once that window closes, your data is deleted from our live systems on a rolling schedule.

Your Rights Under This Policy

You may request a copy of all personal data we hold about you, ask us to correct inaccurate records, or request deletion of your account data. Submit any of these requests via email or live chat and we will action them within seven working days.

Policy Updates and Notifications

When we make material changes to this privacy policy, we send a notification to the email address registered on your account at least 14 days before the change takes effect, giving you time to read the update and reach out if you have concerns.

Common Questions About Your Privacy at o4xr

We have collected the questions our account holders ask most frequently about data, cookies, payment privacy and their rights under this policy. If yours is not listed here, our live chat team on o4xr.net can answer it directly.

We collect your full name, email address, date of birth, mobile number and the payment reference you use — such as your UPI ID or Paytm number. We do not collect data beyond what is needed to verify your identity and process transactions.

Your UPI and PhonePe transaction data is shared only with the payment processor completing your transfer. That processor receives the minimum data required and is contractually prohibited from using it for any other purpose.

Email our privacy team through the address listed on o4xr.net or raise the request in live chat under 'Account & Privacy'. We will compile and send your data within seven working days of receiving a verified request.

Yes. Submit a deletion request via email or live chat. We will remove your data from live systems once any retention period required by applicable Indian financial regulation has been satisfied — we will confirm the timeline when you write in.

We use essential session cookies to keep your account session active and optional analytics cookies to monitor page performance. You can turn off non-essential cookies in your browser settings without affecting your ability to log in or make deposits.

We email the address registered to your account at least 14 days before any material change takes effect. The updated policy is also published at o4xr.net with a revision date so you can see exactly what changed and when.

No. We do not sell, rent or trade your personal data to any third party for marketing or commercial purposes. Data is shared only where strictly necessary to operate your account or comply with applicable law.

How o4xr Handles Your Personal Data

Reach Us About Your Privacy Rights

Six Ways We Protect Your Account Data

Data We Actually Collect

Cookies and Tracking

Account Security Measures

How Long We Keep Your Data

Your Rights Under This Policy

Policy Updates and Notifications

Common Questions About Your Privacy at o4xr

01 What personal data does o4xr collect when I open an account?

02 Is my UPI or PhonePe transaction data shared with anyone?

03 How can I request a copy of the data o4xr holds about me?

04 Can I ask o4xr to delete my personal data?

05 What cookies does o4xr use and how do I control them?

06 How will I know if this privacy policy changes?

07 Does o4xr sell my data to third parties or marketing companies?

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